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Joined 2 years ago
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Cake day: June 16th, 2023

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  • This, for sure. Last year I had to get some x-rays and because they weren’t sure insurance would cover it, I saw something like $1600 USD out of pocket. Eventually I got $900 or so back, but it was months later. And this was on top of lab/blood work that only has limited coverage under preventative care, and often costs additional out of pocket to the tune of hundreds of dollars.

    Oh and dental coverage being entirely separate, without full coverage, so I pay every few years between $600 and $800 for deep cleaning (periodontal disease, and that cost is with insurance).

    And my CPAP stuff being terribly covered only through DMEs that upcharge for hardware and mask equipment to the point since 2017 I’ve paid out of pocket cash or via HSA to get what I need online because that’s cheaper and less hassle.

    I can afford it these days and do the needful, but all this stuff is way more complicated and expensive than most can deal with.







  • tomkatt@lemmy.worldtoMicroblog Memes@lemmy.worldPreppers
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    2 months ago

    You should always have enough supplies for a short term emergency. That’s not doomsday prepping, it’s just common sense.

    I’m not a prepper IMO, but I have rooftop solar with battery backup, a few smaller portable batteries and UPSes on my critical stuff, and some oil filled radiators since my heat pump isn’t connected to the solar setup.

    At any given time we generally have a month or more worth of food in the house in frozen and dry/canned goods. Also, several gallons of bottled water.

    I also keep some stuff under the back bed of my car’s hatch, first aid kit and emergency blanket, and battery jumper kit as well as a battery powered tire inflator.

    I live in a semi-rural area, and in an emergency, getting out and/or getting food and necessities may not be possible. And if there’s a wildfire I may need to evacuate fast, so important to have what’s needed. This sort of thing is like… If you have the means, why wouldn’t you?



  • tomkatt@lemmy.worldtoMicroblog Memes@lemmy.worldAbsolutely
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    3 months ago

    Context and tone matters.

    “Hey, I figured out a way to cut our EC2 needs and scaled down, saving us a ton of money.” “You genius!”

    vs.

    “Ummm… I accidentally left half a dozen m8g.16xlarge nodes running… for the last four months.” “You… fucking genius.”


  • tomkatt@lemmy.worldtoFacepalm@lemmy.worldCyberpunk dystopia
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    3 months ago

    And it’s not a dementia thing, it’s an adhd+generalized anxiety thing. Piece of mind is pretty valuable to me and mine.

    That’s a fair take. I dunno, the potential security vulnerabilities outweigh any possible gains for me with most IOT devices, and I feel smart appliances are just more complicated to fix and more easily break down. Plus, the last thing I need is my washer to brick or my fridge to stop working from a botched firmware update.


  • tomkatt@lemmy.worldtoFacepalm@lemmy.worldCyberpunk dystopia
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    3 months ago

    With a wifi fridge for example I can know if it stops working and the temp starts rising before I have a fridge full of spoiled food.

    You don’t need a wifi fridge for this. My wife and I manage this via Home Assistant and cheap Switchbot sensors. Fully self contained on my network, nothing to phone home anywhere.

    The rest of the things you listed are kind of silly. If you left the oven on, that sucks, but you’re already gone. Also, who sets the oven on before leaving the house? That’s just an odd… like, really odd thing to do. Like, senility/dementia level odd, at which point what difference is a notification? And the dryer thing… well, that’s nothing a 15 minute wrinkle cycle doesn’t already solve on a dumb dryer.