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Joined 1 year ago
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Cake day: September 30th, 2023

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  • Yeah I’m sort of in the market for a new car (tossing up between some relatively exxy repairs vs putting that money toward something new) and am struggling to find one I’m happy with.

    Between the anti privacy bs, having to go into menus for basic functionality (which in turn makes the screen a single point of failure for like 90% of functions), subscriptions for things that shouldn’t be, simple maintenance requiring a trained engineer to plug in a bespoke tool so no home or independent repairs, etc etc I just feel like I’d be signing up to be milked dry. Not to mention prices have gone silly.

    I hate where things have gone, nobody seems interested in simply making a good product and selling it for a fair price any more.



  • Australia seems to be doing its best to ditch it. Medicare levy plus a surcharge above a certain wage, but that surcharge goes away if you have private health cover. Health insurance companies have zero incentive to set premiums below what that surcharge would have been, particularly when, if you take up private health after you turn 31, then there’s a govt loading on it. Gap charges (ie the cost over and above that covered by Medicare) grow every year, bulk billing is disappearing, the public hospital system is constantly being underfunded, etc.

    Just privatise healthcare, what’s the worst that could happen?

    / looks at US healthcare, and how well privatising just about everything else has gone for us so far











  • As I understand it these are basically an insurance policy. The promoter takes out a policy detailing the odds of a payout being required, and pay a premium based on the insurer’s risk assessment.

    And of course the insurer wants to minimise the odds of paying out, and the promoter wants to minimise their premium - so the top prize is usually, as above, near-unwinnable.