I live in a pretty diverse area and everyone loves talking about where they’re from. It’s like a universal ice breaker that can start an engaging conversation with people you otherwise have nothing in common with. Honestly if someone asks where you’re from there’s a far greater chance they’re trying to get off with you than fine tune their racism.
It doesn’t have to be a solemn vow. The definition of insurance is that it’s a guarantee. If it’s denying claims it’s technically not even providing insurance.