Sometimes it’s the only option or the preferred option.

I haven’t. Maybe someday I’ll be willing to, but not today. It’s a hassle and extremely intrusive to provide my bank statement and photo ID to a company whose security I don’t trust.

That’s usually how I pay if someone requests money. Venmo is owned by PayPal but my account there works just fine.

I thought about that, but they ask for enough info that they’d be able to identify me. And then they’d probably ban me. At least right now I have the option of restoring my account, even though I have no intention of doing so.