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I would not just default to exfat because it is “newer,” it does have compatibility issues on non-windows systems. The implementations differ wildly.

Veracrypt. Make a file on your disk.

Don’t want a storage file?

Make 2 partitions, put veracrypt portable exe on the first normal storage partition. (fat32 is likely ideal here) Second partition formatted with veracrypt.

Factory games. Resource management… I get all caught up rebalancing inputs and outputs… This building needs an expansion to fit the new gears project… Over here we need more room for screws… Plates??? Why are all the plates gone!!! 🤬

It’s a system that allows 100% of the population to seek aid. Whereas the American system explicitly pushes disincentive via cost.

Claim greatness again when all of us can seek medical care without debt.