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Cake day: July 29th, 2023

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  • Bytemeister@lemmy.worldtoComic Strips@lemmy.worldGuns
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    8 days ago

    If you want to effectively protect yourself, invest in actual home security measures.

    I already have cameras up around my home, and locks on doors and windows (plus CO and Smoke detectors, because that shit probably kills too). I’m more worried about idealogical/theological fanatics in the near future than I am about a potential robber or serial killer.











  • The meme is a little exaggerated.

    Since demographics matter for insurance cost. White, male, 30-40yr old married non-smoker.

    My insurance monthly is ~350 a month, but I only pay about 80 dollars, and my employer covers the rest.

    What do I get for that?

    1 eye exam and 1 pair of lenses and 1 frame a year (spending limit on the frame is ~200 IIRC)

    1 dental cleaning, 50% coverage on dental procedures, with a maximum benefit of 1500 dollars.

    Medical… It’s kinda a crapshoot. 0 dollars for an annual checkup. 25 dollar copay for additional Dr visits. I wanna say 800 dollar copay on ER visits. Maximum out of pocket is 5500 a year.

    Also, fuck you if you get injured in some states, most other countries, or if you go to any hospital (or even a particular Dr in a hospital) which isn’t “in network” (PS, there is no way for you to find out who is in-network, and keep your sanity).

    Don’t even ask me about pharmacy. It’s practically a roulette. One medication may be 100% covered at one location, and 0% at another. Generic may not be covered, even if it is cheaper and more available than the brand name.

    American healthcare isn’t particularly fast either. I injured my ankle about 4 years ago. I tried to establish with a Dr to get it checked out (and avoid exorbitant ER/urgent care fees) and the closest appointment was 4 months out.

    My partner and I had to get a covid test in 2020. I called my provider and they said it would be 100% covered. My partner caller thier provider, and their response was “we don’t know, get one done and we’ll see what happens”. They received a 300 dollar bill for the test.





  • It’s already pretty far…

    Speaking as someone who lives in a state where for a long time, you couldn’t have an ectopic pregnancy terminated.

    Speaking as someone who lives in a country that denies climate change and the efficacy of vaccines.

    Seems like in the last 20 years, the government (mainly republicans) have dismissed scientists and experts when making policy, instead preferring to legislate around feels and lobbyists.